I anticipate getting some grief for putting TCU at #4, but that's not intended as a slight whatsoever. TCU had a terrific season. Stanford was just that much more impressive, and there's no way to tell how TCU would have fared against Oregon. Blame the system that doesn't let these teams settle it on the field.
This ranking should be seen as a referendum on the entire season and my voting does not weigh recent games like the bowls more heavily. That's why some teams fell with wins or vice-versa.